Many people are concerned about what would happen if they die or suffer an accident that leaves them disabled.If they aren’t, they probably should be. Would their loved ones be able to afford to take care of them? Would they have money to pay medical bills or funeral expenses?Accidental death insurance is a policy that [...]
If you are like most people, you probably think of life insurance as a way to provide for your loved ones in the event of your death.But what if I told you that life insurance policy loans could also be utilized as a source of short-term funding?That’s right, borrowing against life insurance can be a [...]
The 40-year term life insurance policy is gaining traction among many younger buyers and those with long-term financial commitments.This new innovative term insurance option allows forward-thinking buyers to lock in affordable rates for their entire adult lives.This guide will delve into how this policy choice provides unmatched security for your family over a prolonged duration. quick [...]
Are you looking for permanent life insurance but don’t want to continue making payments?If so, a single premium life insurance policy might be the right choice for you.As the name suggests, single premium insurance only requires a one-time payment to purchase coverage which can last a lifetime.In this blog post, we’ll discuss the three main [...]
You may have heard of the “Infinite Banking Concept” but are unsure what it is or how it works.The infinite banking strategy utilizes cash value life insurance as a component of a diversified investment portfolio. Because cash value life insurance is a liquid asset, it offers a convenient way to fund major expenses that can come [...]
It can be challenging to live with diabetes, but finding affordable diabetic life insurance can be daunting.But it is essential to get the coverage you need to protect your loved ones if something happens to you. Fortunately, some companies specialize in providing life insurance for people with diabetes. Here are some helpful tips on finding the best [...]
You’re here because you’re considering buying whole life insurance and need to know the basics. That’s great!Whole life insurance is the most popular form of permanent life insurance in America for a good reason.If you’re wondering whether or not permanent coverage is right for you, keep reading to learn more about the pros and cons [...]
New hybrid long-term care insurance policies offer more flexibility by combining long-term care insurance with universal or whole life insurance.Most insurance consumers typically look at life insurance coverage separately from stand-alone long-term care insurance. The most significant risk of buying an individual long-term care policy is that you will never up in a nursing home or [...]