If you are like most people, you probably think of life insurance as a way to provide for your loved ones in the event of your death.But what if I told you that life insurance policy loans could also be utilized as a source of short-term funding?That’s right, borrowing against life insurance can be a [...]
Are you looking for permanent life insurance but don’t want to continue making payments?If so, a single premium life insurance policy might be the right choice for you.As the name suggests, single premium insurance only requires a one-time payment to purchase coverage which can last a lifetime.In this blog post, we’ll discuss the three main [...]
You may have heard of the “Infinite Banking Concept” but are unsure what it is or how it works.The infinite banking strategy utilizes cash value life insurance as a component of a diversified investment portfolio. Because cash value life insurance is a liquid asset, it offers a convenient way to fund major expenses that can come [...]
Living with diabetes can be challenging, and finding affordable life insurance can also be problematic.However, securing the coverage you need to protect your loved ones is crucial in case something happens to you.Fortunately, many companies specialize in providing life insurance to diabetics.Here are some helpful tips for finding the best life insurance policy for individuals [...]
You’re here because you’re considering buying whole life insurance and need to know the basics. That’s great!Whole life insurance is the most popular form of permanent life insurance in America for a good reason.If you’re wondering whether or not permanent coverage is right for you, keep reading to learn more about the pros and cons [...]
New hybrid long-term care insurance policies offer more flexibility by combining long-term care insurance with universal or whole life insurance.Most insurance consumers typically look at life insurance coverage separately from stand-alone long-term care insurance. The most significant risk of buying an individual long-term care policy is that you will never up in a nursing home or [...]
Are you looking for a universal life policy with a cash account with higher growth potential?An indexed universal life insurance policy offers the best of both worlds – death benefit protection and access to more significant cash values in retirement while remaining affordable for most people!These plans have many advantages and a few weaknesses, which [...]
Life insurance is often thought of as a safety net. It protects your family and loved ones if you are no longer around to care for them.You’ve been paying for years into the same company for the same amount of coverage on what seemed like an endless, open-ended policy with no expiration date in sight. But [...]