Did you purchase a flexible premium adjustable life insurance policy back in the 1980s or early 1990s? You may have received a letter from your insurer claiming that your adjustable life insurance policy is not performing as originally illustrated.Policyholders getting these notices are usually required to contribute additional premiums to prevent their current adjustable life [...]
Eric Van Haaften
Big Lou insurance ads feature a funny persona trying to get life insurance from the life insurance agency called TermFinder. TermFinder has targeted its advertising toward those that are overweight, have preexisting health conditions, or that have struggled to find life insurance coverage. But before you jump to any quick decisions, we encourage you to [...]
An extensive advertising budget that generates sales leads and creates brand recognition helps Accuquote.com sell thousands of policies yearly. Are you wondering if Accuquote is the best choice for your life insurance needs?AccuQuote is a reputable agency that provides unbiased price comparisons from several quality life insurance companies.But before you jump to any quick decisions, we [...]
Is cash value life insurance better, or should you opt for term life coverage? With so many options available for life insurance policies, it can be challenging to decide which policy is suitable for your needs and budget. Do you want a fixed or variable rate? And then insurers throw in terms like “cash value,” which [...]
With competitive rates and brand recognition, AIG Direct may seem a logical choice for many life insurance buyers.Purchasing a life insurance policy can be quite an overwhelming process. You probably already have a headache with all the coverage amounts, conditions, and exclusions. Of course, you can’t just wing it.If you’re wondering which agency is the [...]
Another factor life insurance companies consider when underwriting a life insurance policy is your cholesterol levels. Getting you great rates on life insurance with cholesterol readings above normal is part of what we do here at Affordable Life USA. Insurance underwriters often feel elevated cholesterol can indicate an applicant’s potential future risk of coronary artery [...]
Many people in excellent overall health are often surprisingly charged more for life insurance because of an immediate family member’s history. These applicants do not realize that life insurance underwriters usually consider your immediate family history when pricing the policy you buy.Most life insurance companies will want to know at what age your parents or siblings [...]
Many people who suffer from either depression or anxiety are usually not aware of how it can affect their life insurance rates.Can you get life insurance for depression?Our professional insurance advisers routinely help our clients get life insurance with depression treatment.Our goal is to locate life insurance companies that use clinical underwriting to establish optimal [...]